When I was 10 I had an empty jar of Skippy’s Peanut Butter that housed roughly 12 one dollar bills, two inches of various coins, a pencil and a notepad. Every time so much as a penny entered or exited that jar it was recorded with meticulous detail in the tiny spiral bound ledger. When I was 23, working days at a talent agency and nights and weekends stage managing equity showcases, I still had a jar of Skippy’s Peanut Putter but this one was half empty and what was left I was counting on for lunches and possibly dinners for the next week. Currently, I have three jars of peanut butter; one Skippy, one organic and one mixed with chocolate.
I can actually track my financial health through peanut butter. When I was 10 I knew the meaning of a dollar. I knew that a Barbie Doll was $19.99 and I innately understood that if I spent my money on something else it would be that much longer until I bought another Barbie Doll. I didn’t learn that concept again until I was 25.
At 23 I had a different understanding. I was told that “in theatre in your 20’s you go into debt, in your 30’s you make a living
Now, as a financial advisor, I own the value of a dollar. I can teach it, I can draw it, I can calculate it and I can completely ignore it. The wisdom I have gained is to know when each of those options is appropriate. Because the other invaluable lesson I have learned with age is balance and moderation. Too often we throw stones at our “starving artists,” our peanut butter for every meal romantics. But there is